Nate says it's too late for Ryan Lochte to ask for forgiveness. He explains that there are just certain situations in life where you don't get a second chance. He also talks about knowing how to really take full responsibility for actions and he says that if you own up to mistakes first before lying and fighting them, forgiveness will be granted. He spends the second segment telling you why he believes the Patriots will play in the Super Bowl and he closes the show out with the Card of the Day segment.